Rowden Financial is an independent advisory and insurance firm focused on sustainable income planning, tax-aware investing, objective insurance evaluation and coordinating plan strategies. No pressure – just unbiased, personalized strategies.
Our story starts with clients arriving frustrated by fragmented advice: investments in one silo, tax planning ignored, annuities oversold, insurance outdated. Rowden Financial was created to integrate those moving parts—retirement income sequencing, Roth strategy, asset location, risk calibration, and right‑sized protection—into a living plan reviewed and refined over time.
We chose a modern, largely virtual model to increase access and responsiveness while keeping costs efficient. The goal: clarity, proportional recommendations, and a calm decision framework in any market cycle.
Passion for stewardship and precise coordination helps set us apart. We map real cash flows, stress test sequence risk, evaluate minimum effective annuity or insurance use, and document “why” before “what.” Your plan is designed with disciplined portfolio construction, integrated tax overlays, and objective coverage analysis—delivered transparently with plain‑language action steps.
Retirement planning, investment advisory, life insurance analysis, annuity due diligence, employer plan strategy, pension consulting.
No. At Rowden Financial, we do not pressure clients into annuities, and we are very careful with mapping out real world scenarios to avoid over-allocating into annuities.
We operate with a transparent, fee-based advisory model, where every product recommendation is carefully justified and documented. In addition to advisory fees, we may also earn commissions on the sale of insurance and annuity products. We believe in full transparency, so clients always understand how we’re compensated and why a particular solution is being recommended.
Near-retirees, recent retirees, dual-income professionals, business owners, and individuals evaluating existing insurance or annuity contracts.
Structured onboarding, baseline assessment, strategy presentation, then ongoing scheduled and event-driven reviews.
A short discovery call to confirm fit and define priority outcomes.
I loved talking with Eric. He is so knowledgeable & wise concerning finances and retirement options. And I appreciate that he was not trying to push me into anything. He just laid out the facts and let me decide what was best for me!
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Eric was easy to talk to, very professional yet relaxed, and helped me distill some complex information into two concrete next action steps. He also was generous in providing his contact information so that I could share it with my colleagues. He is the kind of person I feel that I could contact again and know that I would be helped.
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Eric Rowden did a great job helping me better understand my current retirement plan and provided a couple of options to help me better plan for the future. I felt Eric listened to what I wanted, offered additional information, and was not high pressure. Thank you for your great service.
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My wife and I have been very happy with Eric. He is well informed, does his homework prior to meeting with us, and does a great job of familiarizing himself with our history and situation prior to meeting with us. Eric is very professional and manages his accounts well! He is very organized with his time and utilizes our time efficiently! We enjoy Eric and consider him a friend!
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I must say this was my first time ever touching base on this subject about retirement at my age. I know one may not ever want to think this far ahead or what is going to come out of retirement or how it's going to work. I had my first session with Eric Rowden from Forthright Capital Partners. We covered a lot of areas and we have a follow up appointment to continue with the process. All I can say is he knew what he was talking about and I really liked how he explained things to where, I could understand him in this sensitive matter. I told him a little bit of my situation in my life and he had his opinions and with the software he used where he could in put in numbers and stimulate the results. I am glad they reached out to me for support and and I agreed to make and appointment through zoom.
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We appreciate Eric Rowden and the time and effort he spent helping us find the best fit product to start investing as a couple in the midlife season. He spent several sessions helping us sort through our options and narrow down what best fit our needs at this time. He even walked us through the final paperwork to sign, making sure we were understanding the whole process. Great experience all around and look forward to continuing to work with them for years to come.
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Eric Rowden was knowledgable, well-spoken, and very, very nice! Had answers to all my questions, and made himself available at any time.
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Eric was very professional and insightful. He offered advice that was relative and profitable. I will look forward to working with him in the future.
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